Hello, new user & project help required!

  • 18 Replies
  • 6624 Views
*

Owen

  • Roomba
  • *
  • 5
Hello, new user & project help required!
« on: April 16, 2016, 09:46:34 am »
Hi Guys,

New to the forum but not new to the artificial intelligence (A.I.) space.

A group of friends and myself are looking to build a product called WealRo (Wealth Robot) that will aim to use A.I. in the form of a chatbot that can also translate text-to-speech and speech-to-text and will be an in-ear voice assistant for your finances (inspiration from the movie 'Her').

Think of it as Siri for Saving. It will sit in the background as a budget and saving app and make suggestions to you on maximising saving on regular payments from your bank account and make suggestions like cancelling standing payments you no longer use or downgrading a Premium Netflix subscription to basic to save you money.

I wanted to;

1. find out your opinion on these platforms for anyone that has used them?

and

2. get your suggestions for features that you would like to see and find useful for a finance A.I. bot?

I know finances are boring but the aim is to start with something mundane that no one particularly likes to talk about or interact with (I currently use excel sheets) and get some A.I. involved to solve the problem.

We have bootstrapped together a landing page www.wealro.com so far and are looking to see if there is demand for it before we decide to build it rather than build it with no community support or beta testers and no one wants it.

Thanking you all in advance. :)

Best,

Owen
« Last Edit: April 18, 2016, 11:18:31 am by Owen »

*

Zero

  • Eve
  • ***********
  • 1287
Re: Hello, new user & project help required!
« Reply #1 on: April 16, 2016, 10:05:46 am »
Hi, welcome!

Nice looking website. Can WealRo turn poverty into wealth? Yes? Awesome  O0

Thanks in advance.

*

Owen

  • Roomba
  • *
  • 5
Re: Hello, new user & project help required!
« Reply #2 on: April 16, 2016, 11:59:37 am »
Hi Zero,

The hope is it can help people on the borderline help solve their budget allocation problems.

Wealth inequality and poverty are obviously major issues for society and 62 people in the world have more wealth than 3.6bn of the poorest people and their wealth has increased by over $500tn since 2010 with that of the poorest falling by over $1tn!

Putting currency fluctuations for those countries aside I can see A.I. based financial budgeting with WealRo equalling the playing field and bringing results equivalent to Micro Lending or data driven agricultural farming in third-world countries. Not forgetting there are many families living in poverty in the UK and U.S. that could use this technology that all have smartphones in some shape or form. 50% of adults in the UK and most likely similar in the U.S. have no savings at all means lots of work needs to be done to address this.

A big mission but one we're trying to achieve one app download at a time! ;)

Best,

Owen

*

Art

  • At the end of the game, the King and Pawn go into the same box.
  • Trusty Member
  • **********************
  • Colossus
  • *
  • 5865
Re: Hello, new user & project help required!
« Reply #3 on: April 16, 2016, 01:51:02 pm »
Welcome Owen,

"Give a man a fish, you feel him for a day. Teach a man to fish, you feed him for a lifetime."

A true parable that is to imply that giving someone money without teaching them how to budget is money wasted.

Lots of software is money driven and a lot is used in financial circles for stock transactions, historical analysis, trends, investment possibilities and recommendations, etc.

While wading through the output of these programs can and usually is a daunting task to say the least, it should be a human on the output end making the final decision, which is usually the case...for now.

Life is sort of like a giant sized Monopoly game where everyone starts out with the same money. A lot depends on skill, and chance but for a large part, a roll of the dice. O0
In the world of AI, it's the thought that counts!

*

Zero

  • Eve
  • ***********
  • 1287
Re: Hello, new user & project help required!
« Reply #4 on: April 16, 2016, 02:50:36 pm »
A big mission but one we're trying to achieve one app download at a time! ;)

Best,

Owen

Good answer, Owen.

Sorry. You're a human being. You have feelings. Sometimes, anger is just faster than me. Are you able to understand and forgive my anger?

So, if I understand you correctly, people who create & sell WealRo won't earn more than, say, $2000 a month, right? Beyond that, all profits go to Action Against Hunger, right?

Quote
Don't give a man a fish. He dies.

*

Zero

  • Eve
  • ***********
  • 1287
Re: Hello, new user & project help required!
« Reply #5 on: April 16, 2016, 04:26:55 pm »
Sorry again. For real, this time.

Let's be serious, Owen.
You're obviously a man with power.
When people like you decide to change the world, they do.

*

Owen

  • Roomba
  • *
  • 5
Re: Hello, new user & project help required!
« Reply #6 on: April 16, 2016, 04:33:40 pm »
Hi Zero,

I can see where you are coming from and it will be a for profit venture priced to be a low as possible compared to other products out there that don't use A.I. but have budget elements and for the most part the saving and budgeting element of it will always be free only the investment part will incur a super low fee.

Would love to hear your thoughts on any features that you'd think would be useful and we are a small team at the moment bootstrapping with no outside investment just an idea and a dream. 😊

*

Zero

  • Eve
  • ***********
  • 1287
Re: Hello, new user & project help required!
« Reply #7 on: April 16, 2016, 04:35:18 pm »
where everyone starts out with the same money.
Art, you're an asshole.

*

Zero

  • Eve
  • ***********
  • 1287
Re: Hello, new user & project help required!
« Reply #8 on: April 16, 2016, 04:41:20 pm »
Would love to hear your thoughts on any features that you'd think would be useful and we are a small team at the moment bootstrapping with no outside investment just an idea and a dream.
I know Owen. I understand. Here is a feature I think would be useful.
In your product, could you automate donations to Action Against Hunger, please?
Good luck.

*

Owen

  • Roomba
  • *
  • 5
Re: Hello, new user & project help required!
« Reply #9 on: April 16, 2016, 04:44:21 pm »
Welcome Owen,

"Give a man a fish, you feel him for a day. Teach a man to fish, you feed him for a lifetime."

A true parable that is to imply that giving someone money without teaching them how to budget is money wasted.

Lots of software is money driven and a lot is used in financial circles for stock transactions, historical analysis, trends, investment possibilities and recommendations, etc.

While wading through the output of these programs can and usually is a daunting task to say the least, it should be a human on the output end making the final decision, which is usually the case...for now.

Life is sort of like a giant sized Monopoly game where everyone starts out with the same money. A lot depends on skill, and chance but for a large part, a roll of the dice. O0

Hi Art,

That is what we are aiming for in Chess Grand Master's teaming up with A.I. are much smarter than A.I. vs A.I. or A.I. vs humans. If the guys at Google Deepmind teamed up with Lee Se-Dol that would be an unstoppable combination!

 :)

*

Zero

  • Eve
  • ***********
  • 1287
Re: Hello, new user & project help required!
« Reply #10 on: April 16, 2016, 05:03:23 pm »
In your product WealRo, can you automate donations to Action Against Hunger?

*

Freddy

  • Administrator
  • **********************
  • Colossus
  • *
  • 6860
  • Mostly Harmless
Re: Hello, new user & project help required!
« Reply #11 on: April 16, 2016, 05:24:34 pm »
Hi Owen and welcome :)

*

Zero

  • Eve
  • ***********
  • 1287
Re: Hello, new user & project help required!
« Reply #12 on: April 16, 2016, 05:47:50 pm »
Hi boss. Understood. Have a nice day!

*

8pla.net

  • Trusty Member
  • ***********
  • Eve
  • *
  • 1307
  • TV News. Pub. UAL (PhD). Robitron Mod. LPC Judge.
    • 8pla.net
Re: Hello, new user & project help required!
« Reply #13 on: April 16, 2016, 07:51:32 pm »
Owen,

I think an A.I. is well suited to help save money.

People may forget to save money, but bots usually

don't forget to remind people how to save money.

I would like to talk more about A.I. and Information

Systems.


Hey, Zero... New York City may look even sadder

than that sad attachment you uploaded.  News reports

of business men climbing over homeless people

to get to the office, are widespread.


Art, thanks.  It is not always easy to be moderator.

It sucks sometimes, if we are honest about it.

I do appreciate your efforts here.

My Very Enormous Monster Just Stopped Using Nine

*

Owen

  • Roomba
  • *
  • 5
Re: Hello, new user & project help required!
« Reply #14 on: April 18, 2016, 11:20:06 am »
Thanks, we will keep working through our beta subscribers and hopefully launch our app next year. Grateful for the comments and glad people would find this useful!  :)

 


LLaMA2 Meta's chatbot released
by spydaz (AI News )
August 24, 2024, 02:58:36 pm
ollama and llama3
by spydaz (AI News )
August 24, 2024, 02:55:13 pm
AI controlled F-16, for real!
by frankinstien (AI News )
June 15, 2024, 05:40:28 am
Open AI GPT-4o - audio, vision, text combined reasoning
by MikeB (AI News )
May 14, 2024, 05:46:48 am
OpenAI Speech-to-Speech Reasoning Demo
by MikeB (AI News )
March 31, 2024, 01:00:53 pm
Say good-bye to GPUs...
by MikeB (AI News )
March 23, 2024, 09:23:52 am
Google Bard report
by ivan.moony (AI News )
February 14, 2024, 04:42:23 pm
Elon Musk's xAI Grok Chatbot
by MikeB (AI News )
December 11, 2023, 06:26:33 am

Users Online

285 Guests, 0 Users

Most Online Today: 353. Most Online Ever: 2369 (November 21, 2020, 04:08:13 pm)

Articles